Workers' compensation is a vital safeguard for businesses and self-employed individuals alike, providing crucial protection against the financial risks of workplace injuries. For businesses, it ensures your team is covered if accidents happen on the job while self-employed individuals gain essential financial security without having to rely on an employer. Workers' compensation covers medical expenses and lost wages, helping you or your employees recover without the burden of unexpected costs, keeping your operations and income stable.
Buoy maximizes affordability and coverage by partnering with leading insurance providers who specialize in creating tailored workers' compensation policies for businesses and self-employed professionals. Through custom policy design, risk management, benefit bundling and ongoing support, we ensure that businesses and independent contractors receive cost-effective, comprehensive protection without sacrificing affordability.
Workers' compensation coverage is required by law in nearly every state, and your Buoy PEO arranges it. The premium is not part of the administrative fee. It is calculated on your actual payroll each pay period, so you pay against real wages rather than a projection, and your proposal sets out the rate that applies to your business.
BUOY PEO Copyright © 2026 All rights reserved
