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Featured · Buoy CHAMP
Make open enrollment affordable.
$573.60estimated employer FICA savings a year, per enrollee
Estimate your savingsRun your team
For the self-employed
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Start with BuoyPEO
Resources
- FAQsWhat a PEO is, what it saves and how switching works
- Find a providerSelect "Find Provider" in the Choice Plus Network
- 2026 Health Coverage Affordability ReportThe data behind rising benefit costs
- CHAMP program overviewTax savings, workflows and care access
Get started
Start with BuoyPEO
buoy PEO
Major medical coverage for your team.
Health coverage through UnitedHealthcare for small businesses and contractors, with a broad national provider network. Health insurance comes with the BuoyPEO Premier plan.
Major medical
Coverage that fits your team and your budget.
UnitedHealthcare's network gives you and your employees access to care from preventive services to specialized treatments.
Buoy CHAMP comes standard across BuoyPEO plans, adding $0 copay care and mental health support alongside your medical plan.
Plan options
Choose what works for you.
High-deductible health plan
Lower premiums, with comprehensive coverage once the deductible is met. Preventive care is covered before the deductible.
Health savings account
Pair it with your high-deductible plan to save tax-free for qualified medical, dental and vision expenses. The funds roll over and stay yours.
Preferred provider organization
Choose in-network or out-of-network providers without a referral. Coinsurance applies after your deductible.
Solutions
More from BuoyPEO.
Run your team
For the self-employed
Ready to hand off HR and payroll?
Build a plan for your team with a Buoy navigator.