Products
One login for every product
Featured · Buoy CHAMP
Make open enrollment affordable.
$573.60estimated employer FICA savings a year, per enrollee
Estimate your savingsRun your team
For the self-employed
Get started
Start with BuoyPEO
Resources
- FAQsWhat a PEO is, what it saves and how switching works
- Find a providerSelect "Find Provider" in the Choice Plus Network
- 2026 Health Coverage Affordability ReportThe data behind rising benefit costs
- CHAMP program overviewTax savings, workflows and care access
Get started
Start with BuoyPEO
buoy PEO
A 401(k) for your business, through NestEggs.
Tax-deferred retirement savings for businesses and self-employed individuals.
Retirement plan
Save for retirement and defer the taxes.
A 401(k) lets you save for retirement while deferring taxes on contributions and investment gains until you withdraw the funds.
Self-employed individuals may also be able to contribute a higher percentage of their income than they could with a traditional IRA.
What you get
What comes with NestEggs.
Roth and traditional options
Contribute pretax dollars and grow tax-deferred, or contribute after-tax dollars for tax-free growth and withdrawals in retirement.
Investment options and control
A diverse lineup of funds and asset classes, so you can build a portfolio around your goals and risk tolerance.
Higher contribution limits
Higher limits than traditional IRAs, so you can save more for retirement.
Loans and hardship withdrawals
Borrow from your 401(k) or make a hardship withdrawal in a financial emergency.
Solutions
More from BuoyPEO.
Run your team
For the self-employed
Ready to hand off HR and payroll?
Build a plan for your team with a Buoy navigator.